Today who approves your loan? The bank? The financial? And you, do you approve of the loan they offer you? One of the most blunt questions I’ve heard on television in recent times related to finance, what happened happened this week watching a movie, suddenly a new commercial of Brazillian Bank appears with the same interlocutor, everyone already knows that it is, Reynaldo Gianecchini clear ! He asks if ” you approve of the loans they offer you.”
This question made me reflect a lot, in general we only ask the loan to the banks or the financial institutions and they in turn make available their credit in the way they understand, according to their relationship, the financial profile and also the movement of the account banking.
Interest is applied and offered in accordance with various factors that will contribute to a good or bad rate, low or high, satisfactory or unsatisfactory. I have an account with three large banks, Santander, Itaú and Brazillian Bank, I know the interest, rates and conditions of each of them, so I can make comparisons more effective than what will be best for me when I need it or when I need it loan.
How do you approve the loan you borrow from your lender?
It is best not to need to borrow money in bank, financial or any other way, but obtaining interest money can be useful in many moments of a person’s life. So we can conclude that borrowing is not so good, but is not it that bad? In my opinion it can be extremely satisfactory if done with discipline and financial organization.
For a small or medium-sized company for example, raising money can define the success or failure of it in the market. For an individual in times of urgency, in business or even to utilize the resources for a calculated investment, in the future it may yield good profits. See the new video of the commercial of the Bank of Brazil ” You approve the loan that offer you “.
Do you approve of the loan they offer you?
Usually the one who approves the loan is the financial institution or lender, the contractor only has to agree with the conditions offered, and few clients actually have conditions to barter improvements in interest rates for the concession. First, it is not in the habit of moving financial resources and income through the bank account.
Second, because you have no closer contact with your bank managers or your account managers. And when it comes time to request the operation, you do not have the chest to say ” I do not approve of this loan “, do you have a better condition? Have you ever thought you could say that you do not agree or approve the loan offered to you? It would be great is not it.
How to approve your loan and bargain with the lender?
This is not so far from the reach of account holders. build a good credit history with your financial institution, concentrate all your movements can also yield good results when applying for credit, pay your bills in days and now with the newest positive register yet, if you register in this program is essential for those who do not have many resources.
In any case, if you are able to bargain in good conditions, whether it is to apply for credit, loans, finance with property and property guarantees, or hire banking services, it is important to be 100% qualified otherwise it is difficult to enter a dispute.
I do not believe in this good news for all, but we can not deny that Brazillian Bank has interesting interest rates, negotiating is a difficult time at this bank.